We help you manage claims for unfair terms in bank contracts and help you recover your mortgage costs.
Both the floor clause and the clause linking the applicable interest rate to the IRPH, as well as the clause obligating the borrower to pay the incurred expenses, are included in virtually all mortgage contracts.
Thanks to the jurisprudence of the Supreme Court and the Court of Justice of the European Union, it is possible to claim with full guarantees the floor clause and the amounts overpaid throughout the life of the mortgage loan, as well as part of the expenses incurred for its establishment.
At Advocate Michael Graham Wilson we manage the claim for the application of these abusive clauses and the return of the excess payment with corresponding interest.